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PaySense

640

Instant Loan Online

FinTech
Digital Lending
Acquired

Founded

2014

Team Size

600

Total Funding

₹1,540 Cr

Valuation

₹3,500 Cr

About

Personal loans up to 10 lakhs.

Company IntelligenceAI-enriched

PaySense is an active digital lending platform based in Mumbai, India, providing financial services through a B2C model.

Business Model

B2C

Revenue Model

Transactional

Team Size

~600 people

Growth Trend

accelerating

TAM (India)

₹6,000 Cr

Recent Signals

Unique Selling Proposition

Core Differentiator

Fast approval and disbursement of personal loans.

Target Market

Young professionals and salaried individuals.

Key Innovation

User-friendly digital platform for loan applications.

Competitive Moats
🧠Data/AI Moat
Strong

Utilizes data analytics for credit scoring and risk assessment.

⚖️Regulatory
Medium

Compliance with Indian lending regulations building trust.

Funding Snapshot
Free preview

₹1,540 Cr

Total Raised

1

Round

Total Raised

Latest · 2024

Backed by

PayU

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Full Funding History

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Funding History

Total Raised

2024

₹1,540 Cr

Lead: PayU

Investors

PayU
Details

Location

Mumbai, Maharashtra

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Financial Metrics

Funding Rounds

1

VedAI Score
640/1000
Developing

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