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mPokket

640

Micro-lending platform for students and young professionals.

Student & Campus Startups
Student Loans
Active

Founded

2016

Team Size

200

Total Funding

₹83 Cr

Valuation

₹415 Cr

About

Micro-lending platform for students and young professionals.

Unique Selling Proposition

Core Differentiator

Instant micro-loans (₹500-₹30,000) for credit-invisible students via mobile-first platform with alternative credit scoring

Target Market

College students and young professionals aged 18-28 without traditional credit history

Key Innovation

Alternative credit underwriting using digital footprint, education data, and behavioral analytics to serve underbanked youth

Competitive Moats
🧠Data/AI Moat
Medium

Proprietary alternative credit scoring models built on student behavioral data and repayment patterns across campuses

🌐Network Effects
Medium

Campus-level penetration creates peer validation and word-of-mouth growth within student communities

🔒Switching Costs
Medium

First credit relationship for students creates sticky usage patterns and repeat borrowing behavior

Funding Snapshot
Free preview

₹24.9 Cr

Total Raised

1

Round

Latest Round

Latest · 2021-01-01

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Full Funding History

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Funding History

Latest Round

2021-01-01

₹24.9 Cr

Investors

Various Investors
Details

Location

Kolkata, West Bengal

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Founders

Financial Metrics

Growth Rate

27%

Funding Rounds

1

VedAI Score
640/1000
Developing